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Shared Wells and Loans

Are you selling a home with a shared well? Are you considering purchasing a home with a shared well? There are loan guidelines to consider when not paying cash. Remember, rules change, so check with your loan officer! VA Loans General: Must have a continuous supply of safe and potable water for drinking and other household purposes, and safe method of sewage disposal. Allowed only if not “feasible” to connect to public utilities.  Must have separate shut-off valves for water and sewage lines  Cannot pass over, under or through another dwelling  Must have permanent easement for service and maintenance of well, septic and pipes  Site must be graded to prevent “ponding” and contamination of