Reverse mortgages are often presented as a simple idea. You have equity in your home. You turn that equity into cash and stay where you are. For some homeowners, that can be helpful. For many others, the long term impact is not fully understood at the start. Reverse mortgages are complex financial tools. They can reduce financial stress in certain situations, but they can also strip away home equity faster than people realize and limit future choices. Here is a clear, practic
